After 1 year of the Dodd-Frank financial reform law — what good has it done?

Bloomberg editorial:

Consumer advocates, many congressional Democrats and some economists say banks are still too big, the derivatives market remains untamed and opaque, and regulators have been slow to write hundreds of rules. The financial industry and Republican lawmakers, on the other hand, say regulators have gone overboard, hobbling financial firms with onerous demands, creating regulatory uncertainty and slowing the economic recovery.